Local Entrepreneur Chris Mastantuono Launches Requalify 360 to Help Capital Region Residents Rebuild Their Credit
Queensbury Business Owner Brings 12 Years of Subprime Lending Experience and a Community-First Approach to a New Mission: Financial Empowerment
QUEENSBURY, NY — April 4, 2026 — Chris Mastantuono, the well-known Queensbury entrepreneur behind The Car Shoppe and The Car Shoppe Service Center, has launched a new venture aimed at helping people in a different but equally meaningful way. Requalify 360 is a credit repair company dedicated to helping individuals and families across the Capital Region take control of their financial futures.
For Mastantuono, the inspiration behind Requalify 360 came naturally. After 12 years of working in subprime lending and helping car buyers across the region, he saw firsthand how often credit stood between hardworking people and the opportunities they deserved. Whether it was financing a reliable vehicle, qualifying for a home, or simply getting a fresh financial start, credit was the barrier. He knew something had to be done about it.
“I’ve spent over a decade helping people get into vehicles, and one of the biggest barriers I kept seeing was credit,” said Chris Mastantuono. “People would come in with a real need and real motivation, but their credit history was holding them back. Requalify 360 is about giving those people a real shot — not just a quick fix, but an actual path forward.”
Leading client relations at Requalify 360 is Ron Monaco, a familiar face to many in the community and a former member of The Car Shoppe team. Monaco brings 22 years of experience in the finance industry, including extensive work as a licensed mortgage loan officer. Known for his ability to connect with people and put them at ease, Monaco brings a genuine, people-first approach to every client conversation. His deep background in finance and mortgage lending gives him a profound understanding of how credit impacts real purchasing decisions — and a personal commitment to helping clients overcome those barriers.
“I’ve sat across from people who were embarrassed or discouraged about their credit situation, and that never sat right with me,” said Ron Monaco. “This is a chance to actually do something about it. We’re not here to judge anyone — we’re here to help them move forward.”
Requalify 360 provides personalized, CROA-compliant credit repair services. The company works one-on-one with clients to review their credit reports, identify inaccuracies, dispute erroneous items, and build a customized strategy for long-term improvement. Requalify 360
serves clients throughout the Capital Region, including Queensbury, Glens Falls, Saratoga Springs, Albany, and surrounding areas.
Residents interested in learning more or scheduling a consultation can visit requalify360.com or contact the Requalify 360 team directly.
About Requalify 360
Requalify 360 is a credit repair company based in Queensbury, New York, founded by local business owner Chris Mastantuono. The company provides personalized, CROA-compliant credit repair services to individuals and families across the Capital Region, with a mission rooted in community, transparency, and real results. Learn more at requalify360.com.
